This World is going Crazy

In this big world of opportunity I found myself with too many options. In past days it was just about survival, but now I have to consider things such as Life Insurance and Death Insurance, Dental Plans, and Car Insurance. Or maybe since I bought an older home I have to think about Lead paint and asbestos in the walls.

Unlike some rich people who only have to worry about which private jet to buy, I, Lower middle class Jesse, has too worry about too many ill instilling things. Now wonder why the stress level and heart attacks are going up for the middle aged working man. I cant even afford to do a jet charter let alone buy a Jet. Maybe I'm just complaining and need an adult diaper and a bottle so I can see what it feels like to have only a few worries and have less complaints.

Well this week I looked at my credit cards and my credit card bills and thought about doing a little debt consolidation. I even considered filing bankruptcy or maybe even taking out an equity loan to remove some of the monetary burdens off my shoulders. After doing a little research I found that my equity line of credit just added to the dilemma. Another payment, another bill, more loans against my mortgage. If that isn't bad enough, I found myself this month getting several Pay Day Loans before I even received my paycheck. I guess what I have to do next is just ask my boss for a cash advance, I'm sure he would love to know how my life is out of control and I'm being swallowed and engulfed by debt.

For many people the only true answer is to Reduce Debt and get out of the predicament they got into. Reducing ones debt takes a little work but something as simple as refinancing can wind up saving a person or family a ton of money that can help pay down other bills and previous high interest loans.

Getting refinance quotes is a very easy thing to do and in the end with a lower interest rate and after you consolidate other bills with lower rates, you'll find it will be a whole lot easier and you may have some extra money left over at the end of the month. Now wouldn't it be nice to think more about Investing in bonds,Ira rollover, or an annuity. I mean I would be happy just having extra cash in my pocket.

For those people with consumer credit or business credit who haven't checked lately you should go and get a free credit report and check your credit score. If you have to get a loan then you truly would want the best score possible to attain the lowest interest rate available. Make sure you shop for a loan because online loans Can vary greatly. An Eloan can be easily searched and you can get results back in many cases on the same day. If you have a borrowing problem though and cant juggle your finances then I suggest you go for some Credit counselling and get things under control.

Take control of your life, pay your taxes, get out of debt, and stop being burdened by all the financial chaos. Get rid of high cell phone bills and purchase some calling cards or check out your cell phone plans and options. Change the plans you have on the satellite dish and save some money.

Life does not have to be so hard....take control before it controls you!